In Westchester, insurers commonly challenge dog bite claims in predictable ways. Knowing these issues early can help you avoid delays and protect your leverage.
- Whether the incident happened where you say it did (yard vs. sidewalk vs. driveway/entryway).
- Whether the dog was effectively controlled (leash, fencing, supervision), especially when a bite occurs during normal neighborhood activity.
- Whether the bite was provoked or foreseeable—for example, if the bite happened when someone approached a vehicle, stroller, package delivery area, or a dog that reacted to passing pedestrians.
- Whether your medical records match your timeline, including when you sought treatment.
Because these disputes are fact-heavy, two injuries that look similar can lead to very different settlement outcomes.


