Even if the bite feels minor, don’t wait. New York insurance adjusters often look closely at timing and medical records—especially when the injury involves the hand, face, or punctures that can worsen after the initial injury.
What to do right away:
- Seek treatment promptly (urgent care or the ER when warranted).
- Ask for a written diagnosis and instructions for follow-up.
- Keep copies of discharge paperwork, prescriptions, and follow-up visit notes.
- Take photos of the wound—fresh photos matter more than photos taken days later.
If you’re dealing with commuter schedules around Oneida (appointments can be hard to fit around work), it helps to schedule follow-ups early and keep your documentation organized.


