In Albany, two bites can look similar at first glance but lead to very different settlement outcomes depending on:
- How clearly the bite is documented (ER notes, follow-up visits, photos taken promptly)
- Whether the dog owner’s control is disputed (leash, restraint, fencing, supervision)
- The timing of treatment (New York insurers often scrutinize delays)
- Whether injuries affect daily life (hands, face, and scarring can change long-term impact)
Instead of chasing a number, focus on building evidence that supports the medical impact and liability.


