Your first priority is medical care. Even small puncture wounds can worsen—especially if they’re on hands, face, or near joints.
Then, take steps that help protect your claim:
- Get treatment promptly and keep every discharge/after-visit instruction.
- Write down the timeline (date/time, where it happened, what you were doing, weather/lighting if relevant).
- Identify witnesses—in Fergus Falls, that might mean neighbors, people at a nearby business, or someone who saw the incident while you were on a walk.
- Preserve incident details: the dog’s owner information, any tags, and whether the dog was leashed or restrained.
- Be careful with statements: insurers may ask for a recorded statement or quick paperwork. What you say early can be used to argue the injury wasn’t serious or wasn’t caused the way you describe.
If you’re contacted by an adjuster, consider speaking with a Fergus Falls personal injury attorney before giving a detailed account.


