In a smaller community like Sturgis, dog bite disputes frequently come down to whether the dog owner kept the animal reasonably controlled and whether the risk was foreseeable.
That can look like:
- A dog getting loose on a residential street or in a shared driveway
- A bite happening during routine errands (or while someone is passing a property)
- Disagreements about whether warnings were posted or whether the injured person had a lawful reason to be on the property
Even if the bite feels obvious, Michigan insurers may still argue the owner had no reason to know the dog posed a danger—or claim the incident circumstances reduce their responsibility.


