Online calculators can’t read your medical chart or your incident report. But they often use the same categories insurers look at when they evaluate a claim:
- Medical treatment level (ER visit, stitches, antibiotics, follow-ups)
- Injury location and severity (hands, face, punctures often escalate value)
- Scarring risk and functional impact (limited motion, nerve issues, ongoing care)
- Documented lost wages (work missed for appointments or recovery)
- Pain and suffering support (progress notes, photos, and consistent complaints)
For Abbeville residents, the biggest “calculator breaker” is usually documentation—what the first medical provider recorded, whether photos were taken early, and whether the timeline stays consistent.


