After a bite, it’s common for an insurance adjuster to focus on two themes:
- Was the dog actually under control?
- Was the injured person partly responsible (or “provoking” the dog)?
In Crawfordsville, these disputes can get complicated quickly in real-world settings—backyards with shared fencing, visitors coming onto a property, delivery drop-offs near entrances, or brief interactions on sidewalks and driveways. Even when the bite feels obvious, coverage can still be contested if the other side believes there’s a factual dispute.


