A calculator can be useful as a starting point, especially when you’re trying to connect the dots between:
- emergency treatment
- follow-up visits
- prescriptions and wound care
- missed work or caregiving needs
- and any lasting effects
But two cases that look similar on paper can settle very differently once Illinois insurers review evidence. In our experience, the biggest swing factors are often:
- how quickly you got treatment after the bite
- whether your medical records clearly describe the injury and causation
- whether there are witnesses or incident details that support your version of events
- whether the dog owner had a reasonable way to prevent uncontrolled contact


