Many online tools ask you to plug in your injuries and spit out a number. In Lighthouse Point cases, insurers typically zoom in on questions like:
- Whether the owner had reasonable control of the dog (especially in neighborhoods where people walk, jog, and let pets out)
- Whether the bite caused a medically verifiable injury (not just soreness)
- Whether treatment was prompt and consistent
- Whether there’s evidence that ties the bite to the documented wound
That means two people with “similar bites” can end up in very different outcomes if one has clear medical documentation, witness support, or photos taken close to the incident.


