Online tools may suggest a payout range, but they can’t account for the proof insurers focus on. In Brawley and across California, adjusters usually zoom in on:
- Medical documentation quality (ER notes, follow-up care, wound measurements, and treatment course)
- Causation (whether records consistently connect the bite to the injury and symptoms)
- Liability evidence (leash/control, prior known behavior, witnesses, and incident circumstances)
- Timeline (how quickly you were treated after the bite)
If any of those categories are thin, settlement offers often drop—even when the bite seems obvious to the victim.


