Injury value in a dog bite case isn’t determined by a formula. In practice, insurers in Harrison tend to look for three things:
- A tight connection between the bite and the documented injury (treatment notes, diagnoses, and follow-up).
- Consistency between your account, any witness statements, and the medical record.
- Whether the owner had a duty to control the dog in the situation where the bite occurred.
That’s why the “calculator” question usually becomes: How strong is your timeline? If treatment was delayed, if photos weren’t taken soon enough, or if statements conflict later, settlement leverage can drop.


