After a dog bite, insurers typically move quickly to control the narrative. In Tempe, that often means they zero in on a few practical issues early:
- Control and supervision: Was the dog properly leashed or contained in a setting where pedestrians were nearby?
- Foreseeability: Could the owner reasonably anticipate the dog might contact someone—especially in high-foot-traffic areas?
- Statements and timeline: What you said right after the bite, when you reported it, and whether your medical records match your description.
If you already received a call from an adjuster, it’s important to know that recorded statements and quick forms can be used to narrow or deny your claim. You don’t have to respond alone.


