Many generic online tools use broad averages. Burn injuries don’t behave like that. In practice, insurers and adjusters focus on details that are harder to capture in a quick estimate:
- How the injury changed over time (burn depth can worsen before it stabilizes)
- Whether treatment required a burn center or specialized follow-up
- Whether you had functional loss (hands, feet, joints, face)
- Whether there are lingering effects like nerve pain, stiffness, or scar management
- How quickly you got medical care and documented symptoms
In Geneva, that matters even more when injuries intersect with routine schedules—missed shifts at local employers, therapy appointments, and travel for follow-up care.


