Many online tools estimate value using broad categories. Burn cases don’t behave that way. In Minnesota, adjusters frequently focus on whether medical documentation supports the extent of the injury and whether the treatment timeline matches the mechanism of harm.
A burn settlement discussion usually turns on:
- How deep and how extensive the burn was (and whether it required grafting)
- Where it occurred (hands, face, joints, and sensitive areas can drive higher impairment)
- Whether breathing/airway symptoms occurred after heat or fire exposure
- What follow-up care was required in the weeks and months after the incident
In other words: the “number” depends on the record you build—not just the moment the burn happened.


