In Louisiana, burn claims typically involve damages that fall into two broad buckets:
- Economic losses: medical bills (ER, wound care, follow-ups), prescriptions, travel to treatment, lost wages, and reduced ability to work.
- Non-economic losses: pain and suffering, scarring/disfigurement impacts, emotional distress, and loss of normal daily functioning.
In practice, insurers often try to focus on costs to date—then downplay future care or long-term impact. That’s why the question shouldn’t be only “what number does a calculator show?” It should be: What evidence do I have in my case, and what categories of harm does that evidence support?


