Most online tools are built for averages. Your settlement value in Moscow is usually driven less by the burn’s label (minor vs. severe) and more by what your records can prove:
- Whether your burn required specialized care (burn-center treatment, grafting, frequent follow-ups)
- Whether you have lingering functional limits (hands, face, joints—especially if your job depends on grip, mobility, or appearance)
- Whether there are complications that change the course of treatment (infection risk, scarring progression, nerve pain)
- Whether inhalation or smoke exposure is documented when the incident involved fire or fumes
Because burn injuries can evolve, a generic estimate can miss the long-term picture that insurers will eventually focus on.


