Many online tools estimate value using generic ranges. In Lovejoy, that can be especially misleading because burn injuries often involve multiple damage categories that develop over time—like scarring, nerve sensitivity, and mobility limits—while insurers may initially focus on bills that are already paid.
Instead of chasing a number, focus on building the information that insurers use to justify a fair offer:
- Medical timeline (what was treated right away vs. what emerged later)
- Functional impact (hands/face/joints, difficulty dressing, working, or driving)
- Causation clarity (how Georgia rules on fault and evidence affect what gets accepted)


