Most online tools use generalized assumptions: a broad range for medical bills, an average for pain and suffering, and a simplified view of burn severity. But burn injuries don’t behave like averages.
In practice, insurers in Georgia will look closely at:
- Whether treatment followed a clear medical timeline (burns can worsen before they stabilize)
- Whether the burn severity is consistent with the incident (mechanism of injury)
- Whether scarring or functional limitations are documented
- Whether there’s evidence of inhalation injury when smoke exposure is involved
A calculator can’t “see” those details. That’s why two people with the same percentage estimate may receive very different settlement outcomes.


