Most online tools are based on averages. In real burn cases in Connecticut, insurers often look for specific proof:
- Medical documentation that matches the burn mechanism (thermal, chemical, electrical, or inhalation)
- Treatment timeline (initial care and follow-up)
- Whether symptoms changed as the burn evolved over days and weeks
- Evidence of work impact (missed shifts, restrictions, reduced hours)
A calculator can’t verify those details. That’s why you should treat it as a starting point—not a prediction.


