Online tools typically assume average burns and average medical courses. But burn claims in the Peninsula area often involve factors a calculator can’t reliably capture, such as:
- Delayed complications (infection risk, sensitivity, breathing issues after smoke exposure)
- Disfigurement and functional limits (hands, face, joints)
- Multiple sources of care (specialists, follow-ups, scar management)
- Work disruptions tied to California employment realities (paid leave, wage documentation, restrictions)
In other words, the number a tool produces may be less about your injury and more about the tool’s assumptions.


