Most AI tools work by asking for basic facts and then producing a range based on generalized patterns. That can be helpful for organizing questions, but it can also mislead families in three common ways:
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They can’t verify what actually caused the death. In serious crashes and workplace incidents, causation may be disputed—such as whether a driver’s actions, road conditions, vehicle issues, or safety failures were the substantial cause.
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They can’t account for Wisconsin-style proof problems. Evidence quality matters: witness clarity, documentation from first responders, available surveillance, medical records, and whether the timeline is consistent.
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They don’t model negotiation dynamics. Insurance representatives often evaluate cases based on litigation risk, policy coverage, and how a jury may view liability—not on a calculator’s “typical outcome.”
If you used an AI tool and got a number, the most important next step is asking: What evidence would support that figure—and what evidence is missing?


