Many tools are built to generate a “range” using simplified inputs. That can be useful for planning questions—but it often misses the realities that matter in real cases, such as:
- Fault disputes common in multi-party collisions (for example, disagreements about lane position, speed, visibility, or right-of-way)
- Causation issues tied to timing and conditions (injuries that worsen after the crash; complications that occur later)
- Insurance tactics that focus on delay, recorded statements, or incomplete documentation
In Washington wrongful death claims, settlement value depends on what can be proved—not what a model predicts. If the evidence isn’t strong, an insurer may treat the case as low-value even when the losses are devastating.


