AI tools typically work by taking a few inputs—age, relationship, income, and incident type—and then producing a “range.” That can feel helpful, especially when bills start stacking up.
In Federal Way, however, the cases that reach lawyers often hinge on details that calculators can’t realistically model, such as:
- Commuter and roadway conditions (speed, visibility, lane control, traffic control devices)
- Multiple-party fault (e.g., driver + vehicle maintenance issues, or shared responsibility in crashes)
- Evidence timing (video overwritten, witness accounts fading, incident scene documentation incomplete)
- Washington insurance and settlement practices (how insurers evaluate litigation risk and what they demand to move value)
An AI estimate can’t review police reports, medical causation, employment records, or the communications that decide whether liability is disputed.


