AI tools typically work by taking a few inputs—age, injury type, relationship, and a handful of financial details—and then spitting out a “range.” That can feel useful, but it often misses what matters most in Washington claims:
- Causation disputes: In many cases, the defense argues the death was caused by something other than the defendant’s conduct, or that the chain of events is unclear.
- Insurance posture: Insurers don’t settle based on averages. They settle based on perceived litigation risk, policy limits, and how strong the evidence is.
- Proof quality: Missing records, incomplete incident reports, or uncertainty about fault can reduce value even when losses are real.
If you use a calculator first, treat it like a prompt for questions—not a prediction.


