AI tools typically work by averaging patterns from other claims. That approach breaks down when a case turns on details that Sherman-area residents know are often disputed—such as:
- Driver attention and road conditions (visibility at night, sudden braking, weather changes)
- Speed and lane decisions on busy corridors and highway merges
- Witness reliability and what’s actually captured by available video or reports
- Causation issues when the fatal outcome involves complications after the initial injury
When liability is contested, insurers rarely treat a calculator’s “range” as meaningful. They evaluate the case the way a jury might: what the evidence shows, what defenses are likely, and whether damages are supported by records.


