Most AI tools generate a “range” based on inputs you provide—age, employment history, funeral costs, and relationship to the decedent. The problem is that wrongful death value is tied to what can be proven, not what seems likely.
In South Carolina, insurers often focus on:
- Whether the incident actually caused the death (and how medical records connect the timeline)
- Whether fault is clear under the facts and available witness evidence
- What damages are documented versus what is claimed but unsupported
When an AI calculator can’t see the police narrative, witness statements, medical causation, or the defense’s theory, the result can be misleading—especially early, before key documents are obtained.


