AI tools typically work by turning a handful of details into a projected range. That can feel useful at first, but it often misses the realities that matter locally:
- Road and commuting conditions: Conway residents navigate busy corridors, school-area traffic, and changing road layouts. The difference between clear fault and disputed fault can dramatically shift settlement value.
- Timing and documentation: In fatal crash and workplace incidents, key evidence can be harder to obtain after the first weeks—especially if video, scene notes, or witness details aren’t preserved.
- Insurance posture: Adjusters often evaluate risk differently than an algorithm. If they believe liability is contested or causation is unclear, they may present a lower “range” to test your willingness to settle.
An AI estimate may help you identify what information you’ll eventually need. It should not be treated as a prediction of what South Carolina courts—or insurers—will accept.


