Most AI tools work by taking a few inputs (age, relationship, income, type of incident) and producing a range. That can feel useful, but it often misses what matters most for negotiation in Ohio:
- Causation disputes: Defenses frequently argue that the death was caused by something other than the wrongful conduct.
- Insurance and coverage realities: Policy limits, vehicle ownership issues, and whether parties are insured can change settlement posture.
- Ohio-specific proof expectations: Courts and insurers expect a defensible story supported by records.
- Evidence quality from the scene: In fatal crashes, evidence can be time-sensitive—dashcam availability, witness recall, vehicle data downloads, and scene documentation.
An estimate can’t review police reports, medical records, employment documentation, or the technical details that insurance adjusters and attorneys use to value claims.


