AI tools typically rely on simplified inputs—age, relationship, and a few financial categories—to generate a “range.” But wrongful death outcomes depend on facts that are impossible to capture accurately in a quick online form.
In Matthews, many claims turn on questions like:
- Which driver (or party) was actually at fault based on available evidence (dashcam/video, traffic camera footage, witness statements)
- Whether the fatal harm was caused by the incident (especially when complications develop after an initial injury)
- Whether insurance coverage applies and how the insurer frames liability
- Whether damages can be proven with records rather than assumptions
A calculator might suggest a figure, but insurers negotiate based on what can be proven—not what can be guessed.


