In our local experience, the biggest variables aren’t just “age” or “lost wages.” They’re the case facts that are hardest for AI to model reliably:
- Causation in multi-factor crashes (speed, road conditions, visibility, vehicle maintenance, and distraction)
- Liability questions that turn on what reports actually say (and what they don’t)
- Insurance coverage realities (what policy language allows, what exclusions are raised, and how adjusters frame risk)
- Timing and evidence availability after incidents involving traffic, construction zones, or public venues
An AI tool may output a range, but it can’t review the police report narrative, coordinate with investigators, evaluate medical causation, or anticipate the defenses commonly raised in New Hampshire wrongful death claims.


