Most AI tools work like this: you enter a few facts, and the system produces a typical payout range. That can be useful as a starting point, but it often misses what matters most in Southgate:
- Local traffic realities: crashes tied to lane changes, speeding, distracted driving, winter traction issues, or poor visibility may involve complex fault arguments.
- Timing of evidence: in fatal cases, key information can disappear quickly—dashcam footage overwritten, witnesses unavailable, scene details altered.
- Insurance posture: adjusters often push early settlement discussions while investigations are incomplete.
An AI estimate can’t review the incident report, evaluate competing witness statements, or identify whether the defense will claim an intervening cause.


