Many “AI calculators” are built on averages. That can be comforting when you’re overwhelmed, but it can also be risky when the facts don’t fit the model.
In New Baltimore, many fatal incidents involve common Michigan patterns, such as:
- High-speed commuter crashes where braking, lane position, and speed are heavily disputed
- Wet-road driving (or sudden weather changes) affecting visibility and stopping distance
- Intersection and turning conflicts where witness accounts can vary
- Work-related roadway incidents involving insured employers and complex responsibility
Those details affect fault allocation and damages documentation. A tool that doesn’t review reports, vehicle data, or witness credibility can’t account for that.
Bottom line: treat any AI estimate as a starting point—not a prediction.


