Many AI tools treat incidents like clean inputs: dates, ages, and losses, then they output a range. In Muskegon, that approach often breaks down because wrongful death claims frequently involve complex, locally common scenarios—such as:
- Traffic collisions near busy corridors and seasonal travel routes, where fault can hinge on speed, lane position, visibility, and driver distraction.
- Pedestrian and cyclist risk in high-foot-traffic areas, including evenings, weekends, and event periods.
- Industrial and construction-related work hazards, where causation may involve safety procedures, training, maintenance records, or contractor responsibility.
In these cases, the settlement value isn’t driven only by “economic losses.” Insurers also focus on disputed fault, timing, and causation—issues that an AI calculator can’t fully evaluate from a few answers.


