Many online tools generate a “range” by plugging in basic facts—age, relationship, and some financial inputs. But in real Ionia claims, the value often turns on issues that a generic estimator can’t see, such as:
- Causation disputes (e.g., whether a road condition, driver response time, or equipment failure actually caused the fatal outcome)
- Comparative fault concerns under Michigan law (even when blame seems obvious)
- Evidence timing (incident reports, dash/phone data, witness accounts)
- Documentation of losses (funeral bills, medical records, wage history, benefits)
So while an AI tool can help you ask better questions, it can’t replace a legal review of what can be proven.


