Automated tools typically use simplified inputs and averages. In a suburb like Grosse Pointe Park—where many incidents involve commuting routes, seasonal traffic shifts, and frequent interactions with pedestrians, cyclists, and school zones—real-world facts can move the case dramatically.
Common reasons an AI “range” may be far off include:
- Unclear fault after multi-vehicle crashes or disputes about speed, lane position, and visibility.
- Causation questions when someone dies later due to complications, delayed treatment, or worsening injuries.
- Missing local documentation (dashcam/video, witness names, school or public safety reports, medical timelines).
- Michigan insurance posture, where adjusters may push for early statements or try to characterize the claim narrowly.
A calculator can’t review the reports, interview witnesses, evaluate medical causation, or pressure-test liability the way a lawyer can.


