Most tools attempt to generate a “range” using general assumptions—age, employment status, injury type, and relationship. Those inputs can be useful for rough thinking, but they rarely capture the local realities that influence value:
- Fault disputes are common after roadway incidents—especially when there are conflicting accounts or unclear contributing factors.
- Causation questions can arise when a person survives the initial event for some time, or when there are pre-existing conditions.
- Michigan insurance handling often involves demanding documentation early and scrutinizing medical and wage records.
Instead of treating an estimate like a promise, use it to identify what you still need to gather and what questions your lawyer will investigate.


