Salem’s mix of dense streets, heavy pedestrian activity, seasonal traffic, and construction-adjacent risks can create fatal situations that don’t fit neatly into a calculator’s assumptions. For example, an online tool may not account for:
- Whether a crash occurred in an area with complex traffic patterns (turning movements, crosswalk use, sightline issues)
- Whether the fatal incident happened during a period of higher pedestrian/visitor volume
- How Massachusetts investigators and insurers evaluate fault allocation when multiple parties may be involved
- Whether the evidence needed to prove causation is immediately available (or becomes harder to collect over time)
An AI tool can’t review incident reports, video, employment records, medical timelines, or the details that insurance adjusters rely on in Massachusetts negotiations.


