AI tools can generate a range by using the facts you enter. But in real Amherst cases, the most important facts are often the hardest to capture in a form:
- Which driver or party had the duty of care at the moment of impact (or at the moment a hazard existed)
- Whether the incident caused the death—especially when there’s a delay between injury and passing
- What Massachusetts records show (police reports, medical timelines, employer documentation, incident logs)
- How liability is contested when police narratives, witness accounts, or maintenance records don’t line up
In practice, insurance carriers don’t negotiate based on an algorithm. They negotiate based on what they believe can be proven under Massachusetts standards and what they expect to face if the matter proceeds.


