Many online calculators ask for basic details—age, relationship to the decedent, and general expenses—to generate a rough range. The limitation is that wrongful death settlements are not driven by averages alone. In Radcliff, cases frequently turn on questions like:
- whether fault is clearly supported by crash evidence (not just statements)
- how Kentucky insurance policies evaluate coverage and liability
- whether causation is disputed (for example, whether medical complications were foreseeable and tied to the incident)
- what documentation exists for funeral and related costs, wage impact, and care needs
An AI tool can’t review Kentucky police reports, medical timelines, witness credibility, or insurance defenses. It also can’t assess how likely a claim is to survive motions or objections if negotiations fail.


