AI tools typically work from general patterns: age, relationship, accident type, and a handful of financial numbers. That approach breaks down when the case turns on details—for example:
- Who had the last clear chance to avoid the collision in traffic situations common around Henderson’s busy corridors and interchange areas
- Whether a fatality occurred immediately or after complications, which can change causation questions
- Whether a claim involves a vehicle, trucking, property condition, workplace process, or medical decision—each with different proof requirements
- Whether the defense argues comparative fault or alternative causes under Kentucky law
In other words, the “estimate” may look precise, but it may be based on assumptions that don’t match what Henderson juries and adjusters actually expect to see in evidence.


