Many online tools generate a range based on generic inputs (age, wages, incident type). That can feel useful, but it commonly breaks down in suburban Illinois cases where key details determine everything:
- Comparative fault questions (Illinois uses comparative negligence, and fault allocation can shift outcomes significantly)
- Causation disputes (the defense may argue the death resulted from an unrelated medical condition or intervening factors)
- Insurance and policy coverage (who is insured—and for what—changes settlement leverage)
- Evidence timing (in traffic and premises incidents, video, phone data, and witness availability can change quickly)
A calculator can’t review reports, photographs, medical timelines, or technical records. It also can’t predict how the defense will frame liability in negotiation.


