Many online tools work by asking a handful of questions—age, relationship, injury type, and rough financial figures—and then generating a “range.” That may feel reassuring, but it’s often built on generic assumptions.
In Montrose and across western Colorado, fatal cases can involve details that don’t fit neatly into an automated model, such as:
- Crash and roadway conditions (visibility, lane layouts, speed, and timing)
- Shared fault issues (what each party did and what can be proven)
- Intervening causes the defense may argue
- Policy and coverage questions that affect what insurance can pay
A calculator cannot see the police narrative, interpret electronic data, evaluate medical causation, or predict how insurance adjusters will frame the dispute. That’s where real case review matters.


