Many online tools generate a “range” by asking for basic details—age, relationship, and the type of incident. That can be a helpful starting conversation, but it can also create false confidence.
In Aurora, the kinds of cases families contact us about often involve complex causation—things like:
- multi-vehicle collisions on commute corridors
- pedestrian and crosswalk incidents near retail and transit areas
- severe injuries that worsen after the initial crash
- workplace incidents tied to logistics, trades, or construction activity
AI tools generally can’t evaluate:
- how Colorado fault is likely to be argued (including disputes about who did what)
- whether the death was caused by the incident or by intervening factors
- what documentation exists (or is missing) after an investigation
When insurers see a claim backed by weak proof, they often push for early, reduced numbers. A calculator can’t predict that negotiation reality.


