In a city like El Cerrito, serious incidents often involve fast-moving traffic, limited sightlines, and multiple parties (drivers, employers, property owners, or contractors). AI tools generally can’t properly account for:
- Who had the duty of care in the specific situation (driver vs. property owner vs. employer)
- Whether comparative fault will be argued in California (you may still pursue recovery even if you share some fault, but the defense will push hard)
- Whether causation is disputed (the defense may claim the death resulted from something other than the incident)
- What California insurance adjusters actually look for when deciding whether to negotiate or contest
That means an automated “range” can feel reassuring—until it clashes with what the evidence supports.


