Online tools typically work by asking you to plug in facts—who died, how old they were, what kind of incident occurred, and some basic financial information—then producing a range.
That can be a useful starting point for questions, but it often breaks down in the exact situations that come up in Tempe:
- Comparative fault disputes (e.g., whether a driver, pedestrian, cyclist, or rideshare policyholder acted reasonably)
- Causation questions (e.g., whether complications after a crash were caused by the collision versus unrelated medical factors)
- Evidence gaps (dashcam/video availability, witness recall, intersection lighting conditions, or what’s captured by city/state systems)
- Insurance coverage complexity (multiple parties, policy limits, or whether claims are being funneled through specific coverages)
Bottom line: an AI estimate can’t review reports, interpret Arizona liability standards, or assess how strong the proof really is. A lawyer can.


