An AI tool can seem helpful because it offers an instant range after you answer questions like:
- your diagnosis or body part
- date of injury
- treatment history
- time missed from work
- whether you have restrictions
That can create a false sense of predictability—especially when you’re trying to plan around bills and lost pay.
The key issue is that AI estimates can’t “see” what matters in your Kentucky claim: the completeness of your medical record, whether restrictions are clearly tied to work capacity, and how the insurer is likely to view disputed elements in your timeline.


