AI tools typically ask you to enter basic information: injury date, body part, treatment, work restrictions, and time missed. Then they generate a range based on patterns from other cases.
That can feel reassuring, especially early on when you’re still trying to understand whether you’re looking at temporary effects or a longer-term impact.
But in the real world, settlement value is tightly linked to what the insurer can prove or dispute—and what your medical file documents. A calculator generally can’t:
- confirm the accuracy of your wage history and pay structure
- evaluate whether your treating provider’s work restrictions are consistent and detailed
- weigh conflicts in incident reporting (which happens more than people expect)
- account for how Kansas claims are handled when issues like causation, impairment, or maximum medical improvement become contested
In Manhattan specifically, a common reason people get “off-range” estimates is that their job involves frequent movement, lifting, or schedule patterns that aren’t captured in a calculator’s simplified wage/loss assumptions.


