When you’re dealing with pain, missed work, and uncertainty, a quick online range can feel like relief. In practice, AI tools typically ask for basics like:
- date of injury and body part
- treatment you received
- whether you missed time from work
- any work restrictions
- your job title or wage information
Then they generate an “expected” range based on patterns from other cases.
In California, though, the outcome is driven by the record—not the algorithm. If your medical timeline is incomplete, if restrictions are vague, or if your wage loss isn’t tied to specific missed periods, the insurer’s valuation approach may land far from the AI number.


