Uber/Lyft cases aren’t always straightforward “accident happened → insurer pays” situations. In Plattsburgh, disputes commonly arise from:
- Winter visibility and traction (slush, glare, tire grip, and stopping distance)
- Pickup/drop-off confusion near curbs and crosswalk approaches
- Multi-vehicle chain reactions on regional roads when one driver brakes unexpectedly
- Timing gaps—when the app records the trip state, but the injury happened during a transitional moment (entering/exiting, waiting, or moving near the vehicle)
New York also follows a comparative fault approach, meaning insurers may argue you were partly responsible. That can reduce compensation even when the rideshare driver or another motorist was clearly negligent.


