In the St. Louis area, crashes often involve quick insurance turnover, recorded statements, and “we just need a few details” requests. In the first two days, focus on actions that protect your injury claim.
- Get medical care promptly (even if symptoms seem minor). Missouri courts and insurers look closely at timing between the crash and treatment.
- Write down a timeline while it’s fresh: what you were doing (pickup, drop-off, walking to the curb, waiting in traffic), where you were located, and how the impact happened.
- Capture what you can safely: vehicle positions, lights/signals, weather/road conditions, and any visible injuries.
- Don’t give a long recorded statement to an insurer without understanding how your words could be used.
If you’re wondering whether an “AI intake” tool can help you remember details: it can be useful for organizing your story. But it should not be treated as a substitute for legal review—especially when Missouri liability and coverage questions affect what you say and what evidence is requested.


